Insensitivity to complex tax codes means Uncle Sam gets more and you have less to reinvest back into growth and income generation. A broader planning view can help. Investment for legal structures such as trusts need to be implemented smoothly. That is why we also offer to work in close cooperation with your other professionals such as accountants or attorneys, etc.
HFM's use of individual securities allows navigating around sensitive tax issues that may not otherwise be avoided in managed products such as WRAP programs or most mtutal funds. HFM will work with your accountant to ensure that there is consistency and coordination of those efforts. This process is an efficient way to avoid paying capital gains taxes, or to find a path to lessen the bite. You will benefit from the “left hand knowing what the right hand's doing”.