Medicare Coverage While You Travel

Posted by Team HFM on February 02, 2016

In general, health care you get while traveling outside the U.S. isn't covered. The 50 states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands, and American Samoa are considered part of the U.S.

Smarter and Safer Travel

Posted by Team HFM on February 02, 2016

Are you ready for travel this year? Check out these helpful tips.

2015 Wrap-up and Outlook for 2016

Posted by Team HFM on January 06, 2016

On the opening day of 2016 the S&P 500 index had an inauspicious start, falling 1.5%, which erased the 1.4% gain for all of 2015 – not exactly what we were hoping for. Yet for all of the focus placed on the first day of the year, we don’t believe it is indicative for the year as a whole, despite the laundry list of reasons that suggest it could continue downward.