If your things feel scattered, piecemeal or incomplete to you, they most likely are.  HFM will work with you to create a road map that consolidates and organizes your financial affairs.  We will create a more efficient program that is attentive to risk and tests for a higher probability of success.  Knowing you have a better process to satisfy your specific goals will provide comfort that your resources are properly deployed.  Over time we will show you precisely how you are doing.